We’ve been helping folks settle down here in Kentucky for a while now — and that’s not changing anytime soon. We’d love to be your lender.
Key Features
-
![]()
Variety of Financing Programs
-
![]()
Flexible Terms
-
![]()
Fast, Friendly Service
Variety of Financing Programs
Flexible Terms
Fast, Friendly Service
Details
- Financing for home purchase, refinance, or construction1
- Available for primary residence, second homes, vacation homes, or investment properties
- A wide range of terms customized to your unique situation
- We offer the following mortgage products:
- Down payment assistance
- Fixed and adjustable rate mortgages
- Construction loans
- Refinancing
- Second mortgage
- Home equity lines
- Freddie Mac loans
- Home improvement loans
- New homebuyers loans
- Helpful loan advisors with working knowledge of the local real estate market
- Free pre-approval for extra confidence when buying your home
- Refinance your current home to potentially lower your rate
- Interest is typically tax deductible2
- Quick, local decision-making and processing
- Attentive, friendly service from start to finish
1Subject to approval.
2Consult a tax advisor.
Mortgage Loan Originator Information
| Originator | NMLS/O | Number |
|---|---|---|
| Citizens Guaranty Bank | NMLS | 402957 |
| Michael D. Wilson | NMLO | 657932 |
| Keith Riley | NMLO | 657928 |
| Shannon Leigh Crowe-Chaney | NMLO | 657924 |
| Justin L. Dixon | NMLO | 862311 |
| Tina Rae Caroland | NMLO | 983066 |
| Emma Richardson | NMLO | 1152582 |
| Allyson Fay Creech | NMLO | 1796537 |
| Brandy Kirk | NMLO | 1920631 |
| Jonathan Bradley Wilkerson |
NMLO | 628127 |
| Christopher Tyler Day | NMLO | 2338927 |
| Erin Leigh Snowden | NMLO | 2349471 |
| Kelli Nicole Ballard | NMLO | 2424243 |
| Mallory M Reese | NMLO | 2338918 |
| Natalie H Gibson | NMLO | 2470398 |
| Jody Oney | NMLO | 561232 |
1Subject to approval.
2Consult a tax advisor.
